About Us

Initial Consultation

We will first meet for a chat which will be an excellent opportunity for us to get acquainted. We will fully explain our services and advice process to you and the associated costs. The consultation may be specific to certain areas of financial planning or involve your entire financial lifecycle. We believe it is important to thoroughly understand your feelings towards your finances, your views on risk, your objectives and your lifestyle.

At this initial stage, there will be no cost to you, and there is no obligation for you to become a client if you decide not to pursue a relationship with Sovereign Financial Planners. Consider this to be our investment in the relationship. After all, excellence is not only a measure of your success, it is a measure of ours too. Please get in touch to request your Initial Consultation meeting.

Fact Find & Goal Setting

During our second meeting, we will gather full details of your existing arrangements and we will also answer your questions with jargon-free explanations. We will take the time to listen to your personal, family and business aspirations in detail and uncover your specific financial planning objectives. At this stage, we will also ask you some thought-provoking questions to get you to think about what is really important to you, as well as making sure we have fully understood your attitude to risk and your capacity for loss. This is alongside the time horizons you are looking to synchronise your investments with.

Research & Planning

Following our findings at our discovery meetings, we will now undertake detailed research on your behalf and develop a financial plan, which is, in essence, a roadmap for your financial life. This will involve building a model to show you how your financial future will look both now and following our recommendations. This will be a bespoke plan that is tailored to fulfil your financial goals and aspirations.

Financial Plan Presentation

At this stage, our advisers will present a customised financial plan based on all information gathered at the initial discovery meetings and the findings from our robust research process. We will show you how your existing financial arrangements will fit into your new financial strategy. Furthermore, during our meeting, we will present you with concise recommendations to make sure that you achieve your financial and lifestyle objectives. We will ensure that you fully understand the proposed financial plan at this stage and are happy with it before taking further steps.

Final Plan Implementation

We will put your plans into motion for you once we have your agreement. This may potentially involve communicating with existing product providers and arranging any new investments or plans to accomplish your needs and objectives. We will take care of all of the administration and we will provide a neatly laid out file with all of the relevant paperwork to you.

Our Ongoing Relationship

Following the implementation of your plan, we will need to make sure that you remain on track. We will endeavour to review your circumstances as often as necessary to ensure that you achieve your objectives. We will also have an opportunity to discuss developments in economic conditions, legislative changes (such as taxation), new ideas and opportunities, alongside a consideration for new financial products.

Dependent upon your selected Ongoing Review Service Proposition, the ongoing relationships may vary. Nevertheless, our reviews will be a platform to ensure that your long-term goals, objectives and ambitions are still consistent with those initially agreed.